Description
Billingsley, Gitman & Joehnk’s Personal Financial Planning (16th Edition) is the definitive guide for making smart, informed decisions about money. Available from Cengage Learning in 2024, this 700-page volume combines accessible explanations with practical tools to help you build a personalized roadmap for financial success.
Organized into six major parts, the book begins with foundations of financial planning, delving into budgeting, cash management, and tax preparation. It then moves into asset management—covering housing, automobile decisions, credit, insurance, investment strategies (stocks, bonds, mutual funds, real estate), and retirement planning. The final section addresses estate preservation and legacy planning, offering a comprehensive approach to lifelong wealth management.
Throughout, features like “Financial Planning Tips,” case studies, interactive tools, and examples reinforce healthy habits and intuitive decision-making. With updated insights on budgeting apps, fintech innovations, and current tax laws, this edition equips readers to confidently handle real-world financial decisions—buying a home, funding education, choosing insurance, or planning retirement.
Ideal for students, personal finance advisors, or lifelong learners, this edition integrates MindTap digital support—making it practical, comprehensive, and action-oriented for modern users.
